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News, insights, and the occasional press release.

Insights on certificates, E&O risk, and the tools of the trade.

LatestInsights

The best COI issuance software in 2026, honestly compared.

A working guide to the small, fast-moving market for AI certificate-of-insurance issuance: who does what, how each tool actually verifies coverage before a certificate goes out, and how hard it is to connect to the systems you already run. Coily is our own product, and this analysis explains, on the specifics, why it comes out on top.

The Coily teamJuly 22, 2026 12 min read

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Insights

What E&O claim patterns say about certificates, and the workflow that answers them.

Certificate errors show up in agency E&O claim studies year after year, and the fact patterns barely change. A look at the recurring failure modes, and the workflow principles that close them.

July 19, 2026 3 min

Insights

COI issuance in 2026: five trends reshaping the certificate desk.

Certificate volume keeps climbing, holders keep getting stricter, and AI has finally reached the service desk. Five trends every agency principal should be watching, and what they mean for the way certificates get issued.

July 18, 2026 3 min

Insights

The E&O gap hiding in your COI workflow.

A certificate of insurance confers no coverage: it's your agency's written representation of someone else's policy. Here are the failure modes that volume and manual process make inevitable, and the process principles that close the gap.

July 16, 2026 3 min

Press

Coily launches: certificates of insurance, issued in seconds and verified in every one.

Coily is now available: it reads a certificate request, verifies every provision against the policy's actual endorsement forms, and issues a compliant ACORD 25 in seconds, with a Verification Report attached to every certificate.

July 8, 2026 3 min

Fast and correct is the product.

Coily issues certificates from your policy data. FormLock™ routes anything unverified to a human, and every certificate carries a tamper-evident vrf_ proof.

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